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Second Chance Financing and Leasing for Over the Road Trucks, Big Rig, Tractor Semi, Tractor Trailers, Sleeper Cabs


J.M Casa

Semi sleepers, big rigs, tractor semi, tractor trailers, sleeper cabs are for sale and related financing and leasing can be a major hurdle for the start up and experienced business. Todays economy is all over the place and conventional big rig truck financing has dried up at many banks and/or lending institutions. Big rig truck owner operators can seek and locate special financing and leasing in the secondary markets where there are ample repossessions and off lease tractor sleepers to be available for acquisition.

Due to a contracting economy, many institutions have excess inventories on their books that they need to put back on the street. These in-house inventories are non income producing, therefore putting difficulty on the lender to create a agreement with the customer. These opportunities can be found in the price, the financing or a combination of both.

Some banks are offering repo and off lease tractor trailers in the repo market with a minimum credit score of 550. This gives the startup and/or seasoned business a second chance lending opportunity to start and/or expand their fleet with marginal credit. This opening would have never existed in the past.


Credit scores must be 550 or higher

Discharged bankruptcies up to twelve months

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Financing up to $60,000

Lease to Purchase with 10% buyout

Trac Lease only

Special finance program for drivers with less than two years owner operator Experience


Back child support with no payment plan

Tax Liens

The applicant must have a minimum $4000 down payment

All Big rig trucks for sale in this special program are 2004 and newer. Check out the outstanding warranty information on these semi trucks

The types of tractor sleepers, over the road trucks, and big rigs we are talking for leasing are :

Peterbilt, Kenworth, Freightliner, Mack, International, Volvo

This lender isn’t going to call for full documentation packages. This lender comprehends the present economic circumstances and will work with the applicant to make an acquistion and lending deal concluded. The dealership is in the midwest and works with the startup applicant as well as a seasoned business seeking to enlarge its fleet..The buy out clauses to take title to these tractor semis are adaptable to make these deals workable.

In conclusion, this is a buyers market for owner operator trucks, and trailers, . Check out all the opportunities in the market and make sure that you have a steady income base to assume whatever debt that you may occur


Happy hunting for your purchase and related tractor trailer, over the road truck, and big rig financing and leasing.

J.M Luna has over thirty years experience in the financial world. This includes accounting and taxes, leasing, hard asset money and commercial lending. U.S Corporate Capital Leasing assists the start up and seasoned business for financing in all different industries.

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Second Chance Financing and Leasing for Over the Road Trucks, Big Rig, Tractor Semi, Tractor Trailers, Sleeper Cabs }

Saturday, April 1, 2006

The Simpsons, a major hit animated television show, is set to appear in movie theatres. It has been confirmed that The Simpsons Movie will appear in theatres July 27, 2007.

The Simpsons has been on television for 17 seasons and FOX confirms that it will run at least two more seasons. The show is currently contracted through FOX until 2008 and is the longest running television show on prime-time in the United States. An estimated over nine million people watch the show every Sunday night, but that number is down from earlier peak viewer numbers.

Moviegoers that go to see Ice Age: The Meltdown will get to see a 25-second ‘teaser’ trailer of the upcoming movie.

The Simpsons first began on the The Tracey Ullman Show in 1987 and in 1989 they started their 30-minute series on FOX.

Monday, August 13, 2007

Charles Eugene Flowers and Stephanie Bassitt, who run Love Demonstrated Ministries in San Antonio, Texas, United States, have been arrested and charged with aggravated assault for tying a girl to their van and dragging her behind it on her stomach.

The victim had stopped running with a group of campers, after falling behind. She says Bassitt yelled at her while Flowers tied her to the van.

The girl was treated for injuries on her stomach, legs and arms. She reported that this was the second assault. Flowers and Bassitt remain in jail on US$100,000 bond each.

Love Demonstrated Ministries is a 32-day Christian boot camp for girls whose parents feel they are “at risk teens”. Such camps have raised controversy before.

An organization called the International Survivors Action Committee maintains a list of U.S. organizations where numerous abusive incidents have been reported; however, their list should not be taken as exhaustive. Neither Love Demonstrated Ministries nor New Horizons Youth Ministries, which has an alumni site describing abuse appeared.

Wednesday, February 18, 2009

The United States auto manufacturer Chrysler, which has been badly affected by the ongoing recession, has asked the US government for an additional US$5 billion in aid on top of the four billion it has already received, saying that it plans to fire three thousand employees. At the end of last year, the auto maker had just over 54,000 employees, meaning that the layoffs will equal about six percent of its total workforce.

In addition, Chrysler will cut the Chrysler Aspen, PT Cruiser, and Durango from production.

Another automaker, General Motors (GM), announced that it seeks $16.6 billion in loans from the government, in addition to the $13.4 billion that it has already received. GM plans to lay off 47,000 employees and close five factories. GM says that it might need as much as $30 billion from the US Treasury Department, an increase over their previous estimate of $18 billion. The company has warned that it might run out of money by March if more aid was not given.

Rick Wagoner, GM’s chief executive, described the firm’s plan as “comprehensive, responsive, achievable, and flexible”. “We have a lot of work in front of us, but I am confident it will result in a profitable General Motors,” he said, adding that “today’s plan is significantly more aggressive because it has to be.” GM says that it could be profitable in two years’ time, and might be able to repay all its loans by 2017.

Should the car companies be bailed out again?
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A third US car manufacturer, Ford Motor Company, has said that it can make it through this year without any government aid.

The US Treasury Department will review the car makers’ survival plans for several weeks before a decision is made on whether or not to extend the loans. That decision is due by the end of next month.

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Friday, April 8, 2005

Bill Clinton, the former President of the United States of America, will make a visit to Romania on May 21, to participate as the keynote speaker at the BeyondBorders 2005 conference in Bucharest. The conference will have the theme of “Branding a Country: Building a Reputation from Within” and is the inaugural BeyondBorders conference launched by the Brand Academy, the first Romanian institution dedicated to brand education.

Clinton’s previous visit to Romania was July 11, 1997, when he visited the country to promote political and military integration around the time of the NATO Summit. He was the first US president to visit Romania since the Romanian Revolution of 1989 that overthrew the Communist regime.

The BeyondBorders 2005 conference will focus on strategies to brand Romania and promote it to the world. In recent years, Romania has realised the need for branding and for improving its image in the world in order to fuel prosperity. Branding would focus on building a reputation a positive reputation for the country abroad and emphasising its authentic values. The conference organisers hope that it will act as a springboard for an integrated national branding project for Romania.

Sunday, September 21, 2008

An email accidentally sent to Jeff Crouse of the Anti-Advertising Agency recently brought the controversial techniques of the advertising firm Kluger Agency under fire.

“I’m writing because we feel you may be a good company to participate in a brand integration campaign within the actual lyrics of one of the worlds most famous recording artists upcoming song/album,” the email read, offering to place Jeff Crouse‘s fake brand, Double Happiness Jeans, into the songs of popular artists. It was posted on his blog along with a reply that mocked Kluger and brought ridicule and criticism against Adam Kugler and his agency. According to Crouse, Kluger emailed him once again to claim it had been an automated email, and later requested that Crouse remove the post and comments criticizing himself and his agency, threatening a $150,000 lawsuit against Crouse for defamation.

Is the use of product placement in popular music degrading to the artists?
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Kluger Agency is known for advertising brands like Abercrombie & Fitch, Mercedes-Benz, and Nike by inserting the brand names in the songs of popular artists like Mariah Carey, Black Eyed Peas, Fall Out Boy, Pink, Lady GaGa and Ludacris. Kluger, founded in 2006, represents over 170 corporations and focuses on well-known record labels.

Kluger and his PR team have come forward defending the advertising techniques, stating that they do not have songs made just for the products in question and do not infringe on artistic integrity. “Now, we don’t want an artist to write a song specifically to promote a brand, we just feel that if it’s a product that’s admired by the artist and fits his/her image, we now have the capability of leveling out the playing field and making things financially beneficial for all parties involved,” he was quoted saying to Wired.

However, the agency’s website shows video examples of its product placement, with brand images and names often being repeated, pointed at, praised, or being the basis of the song. The website also advertises that “a successful ‘brand-dropping’ campaign will imprint [the] brand name and product into your market’s subconscious”.

Sunday, January 11, 2009

According to the Centers for Disease Control and Prevention, an outbreak of salmonella that has affected at least 399 people in 42 different U.S. states has been linked to King Nut, an American brand of peanut butter. In Minnesota, the state’s Health Department announced that bacteria tests for the disease on a tub of creamy King Nut peanut butter had tested positive for the disease, initiating a recall by its distributor in Solon, King Nut Companies.

Workers found evidence from these tests that the brand caused the outbreak. This has not been completely proven, however, as the Food and Drug Administration and King Nut itself are still conducting tests to discover if the case is isolated or related to the nationwide incident.

According to a statement made by the Health Department, the brand is used in many places including schools, hospitals, some restaurants and retirement homes, 20 alone being in Minnesota. A tub of peanut butter used inside of a retirement home where many of its citizens had become sick was tested positive by Minnesota’s health department.

We are very sorry this happened. We are taking immediate and voluntary action because the health and safety of those who use our products is always our highest priority.

Yesterday, King Nut Companies recalled all peanut butter distributed by their company. The president of King Nut Companies, Martin Kanan, said in a statement yesterday, “We are very sorry this happened. We are taking immediate and voluntary action because the health and safety of those who use our products is always our highest priority.”

In a web statement, King Nut told all of its customers to “put on hold all of their peanut butter in question. A recall of this product will be announced Monday morning. At this point it is unclear what Peanut Corporation of America will do with regard to this case or the national case of the salmonella outbreak.” The Peanut Corporation of America, located in Lynchburg but also operating in the states of Texas and Georgia, is the manufacturer for King Nut.

Salmonellosis is an infection of salmonella bacteria that usually results in diarrhea, fever, vomiting, and abdominal cramps. These symptoms are normally developed 12 to 72 hours after a person is infected, and can last anywhere from 3 to 7 days. Most of the time, the infected person will recover from the disease, but younger and older people have higher risks of it developing and becoming serious. Rarely, salmonella can cause hospitalization, and very rarely, it can lead to death.

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Submitted by: Katie Y. Brooks

Our feet carry us the whole day but we rarely give a thought to them. Most of us have daily skin care routines but only a few have a feet care routine. This is really sad as it is our feet that keep us moving every day. If we dont take good care of them sooner or later they will make their presence felt in an ungainly manner. One fine day you may realize you have unsightly feet which are killing with you pain.

Your hygiene can not be complete without the clean feet. When you dont wash your feet regularly they may end up smelly and become breeding grounds for bacteria and fungus. Get yourself a stiff bristle scrubber and scrub your feet thoroughly everyday. Wash them thoroughly. If you dont rinse your feet properly, the soap residue might cause irritation.

The best and the most simple way to keep your feet germ free and fresh is to soak them in lukewarm water at the end of every day. Do remember to scrub them first so as to remove the grime. This makes sure that you go to bed with clean feet. It also helps to remove the bacteria that you may have collected through the day. This is the minimum that you can do for your feet everyday but if you have the time then treat them through some great care.

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Be careful about your footwear. Hard or tight fitting footwear will cause painful corns and blisters. If you need to walk a lot during the day stick to comfortable shoes or may be even walking shoes. This is common sense and yet you frequently meet people who are suffering from feet problems due to their uncomfortable footwear.

Jus as you moisturize the rest of your body; you need to moisturize your feet. You may want special foot cream to keep you feet soft and beautiful. Your feet take a lot of toll throughout the day and deserve special care. Moisturize them well or you may soon end up with dry feet that may crack. In case you have cracked feet take good care as these can get infected easily. Take special care if you are diabetic as these cracks can easily lead to severe health problems. If you have a healthy skin but really dry feet you will need to lather them with a petroleum product before retiring to bed. Wear cotton socks after applying the petroleum product.

Once you have completed the night care routine for your feet with scrubbing, rinsing and moisturizing your feet should feel nice and comfortable. If they are still itching it could mean that you have a fungal infection like athletes feet. This fungal function is very irritating and can cause a lot of itching and burning sensations in your feet. You may want to use an over the counter anti-fungal cream. Regular topical applications should cure the problem.

Do not forget your toe nails. Clean them and trim carefully. Cut straight across and keep them short to avoid injuries or ingrown nails. Take care of your feet at night so that they may take care of you through the day.

About the Author: Katie Y. Brooks writes for

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Thursday, May 4, 2017

A team of scientists led by Kamel Khalili, have reported the first successful removal of HIV DNA from three different animal models using gene-editing technology. Researchers from Temple University and the University of Pittsburgh used the revolutionary technology, CRISPR/Cas9 to eliminate HIV-1DNA from the T cell genomes of mice.

Rodents are not infected with HIV in the same way humans are, so Khalili, the director of Comprehensive NeuroAIDS Center at Temple University, and his team engineered the animals to introduce specific HIV genes to almost every cell in their bodies.The process involved creating “molecular scissors” proteins using CRISPR to target and remove sections of DNA within a cell, and edit these sections. The team had previously used the technology to remove human HIV-1 viruses and grow them under laboratory conditions and last year succeeded in introducing HIV-1 DNA to lab rats before removing these fragments.

“Over our years of research, all of this was frankly a big surprise. This research, so far, has yielded all pleasant surprises, frankly. I never thought that this CRISPR system was going to be working out so beautifully with such efficiency and precision when it first came onto the scene,” Kamel Khalili, director of Temple’s center for neurovirology, told CBS News.

The technique overcomes one of the most challenging aspects of the virus – its ability to hide dormant in cells and reappear months or years later. CRISPR works in both active and dormant forms of the disease, removing the virus’ ability to emerge later and repopulate the subject.

The team published their results in the journal Molecular Therapy, in which they wrote that CRISPR “provides a promising cure for HIV-1/Aids.”

“Here, we demonstrate the feasibility and efficiency of excising the HIV-1 provirus in three different animal models,” they concluded.

“The next stage would be to repeat the study in primates, a more suitable animal model where HIV infection induces disease, in order to further demonstrate elimination of HIV-1 DNA in latently infected T cells and other sanctuary sites for HIV-1, including brain cells,” says Khalili. “Our eventual goal is a clinical trial in human patients.”


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